Credibur reaches €2 billion in connected debt facilities six months after launch, offering automated infrastructure for monitoring and managing structured credit as non-bank lending continues to scale.
Six months after emerging from stealth and completing its pre-seed funding round, Credibur reports that its platform now supports clients with a total of €2 billion in debt facility volume. The figure represents structured debt portfolios connected to its system, which provides continuous monitoring, independent verification, reporting, and backup servicing.
Originally launched with $2.2 million in pre-seed funding led by Redstone, the Berlin-based company introduced a modular, API- and AI-driven infrastructure designed to manage the full lifecycle of credit facilities between non-bank lenders and institutional capital providers.
European structured credit markets, including securitisation and private debt, have grown significantly in recent years and now exceed €1.27 trillion, with securitisation volumes increasing markedly between 2023 and 2025, according to the Association for Financial Markets in Europe. This growth has supported the development of new lending strategies, fund structures, and faster capital deployment.
At the same time, the increasing scale and complexity of these structures can make oversight more challenging. In many cases, visibility into key aspects such as eligibility, cash flow reconciliation, and covenant compliance remains limited, with issues often identified only through periodic reporting, resulting in less consistent oversight.
Positioned as an infrastructure layer between alternative lenders and institutional investors, Credibur provides an operational monitoring and control system for structured debt portfolios, replacing manual workflows with automated data processes.
Its platform connects to originators, servicers, and payment systems to reconcile portfolio data with cash flows on an ongoing basis, while automatically assessing eligibility criteria, covenants, and concentration limits, supporting more scalable and data-driven governance across complex debt structures.
According to founder and CEO Nicolas Kipp, the growth of non-bank lending has outpaced the development of the operational infrastructure supporting it.
The tools haven’t kept up the pace. Lenders across the facility lifecycle still manage complex facilities with outdated software and manual data entry. Reaching over two billion euros in debt facilities on our platform in six months suggests that demand for such a solution already existed,
Kipp said.
The company works with a growing group of lenders, originators, and fund managers across Europe, the UK, and the US, supporting a range of non-bank lending and structured credit strategies.